Why do I need household contents insurance?

Every household, whatever its size, needs household contents insurance. Why?

The answer in detail
Household contents insurance offers insurance protection against loss/damage to personal movable property such as furniture, clothing and consumer electronics. Also covered are small animals, leased or rented items, objects entrusted to your care, and property that your guests have brought with them. Depending on the contract, household contents are covered at new-for-old value against damage by fire, water or burglary, theft from the car, and damage from natural forces such as storm and high water. In the attached document on household contents insurance, you will discover what benefits you can expect from the insurance and what you must do following a loss event.